Police departments have been slow to change their tactics. Major news stories don’t lead to change. Protests come and go. Can anything make a difference? Yes. Money. “Where community activists, use-of-force victims and city officials have failed to persuade police departments to change dangerous and sometimes deadly policing practices, insurers are successfully dictating changes to tactics and policies, mostly at small to medium-size departments throughout the nation.” WaPo (Gift Article): The high cost of settlements over police misconduct has led insurers to demand police departments overhaul tactics or forgo coverage.