Paying Forever in Blue Jeans

“Affirm loans don’t just allow but entice you to buy something you can’t afford in one lump sum. But the loans aren’t Affirm’s real product — they’re a means to building and perfecting a new underwriting system to determine consumer creditworthiness, powered by machine learning and your personal data.” Racked: Would You Take Out a Loan for a Pair of Jeans?

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