“It’s finally all coming to fruition, this perfect storm that’s been brewing for so long is finally starting to hit. I think this is only the beginning. It’s only going to get much uglier.” What is that perfect storm? The rise of online shopping, the overbuilding of retail stores, Millennials who spend more conservatively than Baby Boomers, and the increasingly popular notion that you get more for your money when you spend on experiences, rather than stuff. All this helps answer this question posed by WaPo: Why isn’t America shopping? (It could be because part of America can’t afford much and the other part of America already owns one of everything.)