So you hit it big. A self-made success. Are you the result of skill and hard work? Or was it just luck? Or maybe, just maybe, both of those factors played a role. That’s the most likely reality — for example, imagine you happened to be in the tech business during a time when it was possible to make a few billion in a few years. But luck is a factor that’s often hard for successful people to credit. “Psychologists use the term hindsight bias to describe our tendency to think, after the fact, that an event was predictable even when it wasn’t. This bias operates with particular force for unusually successful outcomes.” From The Atlantic’s Robert H. Frank: Why Luck Matters More Than You Might Think. Let me say, for the record, that my life has been a revolving door of lottery wins. (We’ll see if I still feel that way if I achieve something…)