“If the whole thing collapses I want our system to continue paying people, we want to be able to survive a shutdown of the banking system.” That’s Overstock CEO Patrick Byrne explaining why his company has $10 million in gold and silver hidden somewhere in Utah. In the end, the only things that will survive are the cockroaches and the discount ecommerce sites.

+ Oxford’s word of the year is an emoji (proving once and for all that the unbridled desire for web traffic is an affliction that knows no cultural boundaries).

+ Feel like you’re always the bridesmaid? Well, in certain states, that could be because you are. Priceonomics on the United States of Bridesmaids.