Several of the world’s largest banks were required to pay $5.6 billion in fines “for manipulation of the foreign exchange market.” It was probably a sign when, back in 2007, those involved formed a group they called The Cartel.

+ “Many of these consumers learned of their PayPal Credit accounts for the first time when they received billing statements with accrued late fees and interest charges, or when they received debt-collection calls.” From The Verge: PayPal stuck with $25 million in fines for signing users up to its credit program. (It’s sad when companies feel compelled to continually punish you for being a customer.)