A Harvard Business School report sums up a troubling divergence in the American economy: “Businesses are beneficiaries of the nation’s greatest strengths. Those include vibrant capital markets and the research coming out of universities. Workers, in contrast, are hostage to the weakest aspects of the US business environment.”

+ If you’re among the top 20 percent by income, you’ve enjoyed the economic recovery. If you’re not, you haven’t seen any signs of it. The NYT Upshot provides a guided tour of our financial well-being.