For some, the potential of winning a mega lottery jackpot is a lot more enticing than tossing a few bucks into a savings account (even if the latter provides a more promising route out of poverty). So how do you provide the thrill of a potential prize with the more sensible act of saving one’s dough? As the NYT’s Patricia Cohen explains, some financial institutions have introduced prize-linked savings accounts.

+ CityLab on an experimental program that uses barbershop intervention to bring health education to African American Men: A Shave, a Haircut, and a Blood Pressure Test.